Individual Savings Accounts (ISAs)

Looking for ISAs advice?

An ISA, which stands for Individual Savings Account, can be a great way to save or invest money and help shelter any proceeds from the tax man.

ISAs could be ideal if you're thinking of saving over the medium or long term, or just simply looking for a good way of putting money aside in a way that could also help combat inflation.

Eligibility for an ISA

You must be at least age 16 to open cash ISAs and age 18 to have a stocks and shares ISAs. You must also be resident in the UK for tax purposes. If you move abroad and are no longer a UK taxpayer, you can continue to hold any existing ISA, but you won't be able to pay more money into it.

Existing Individual Savings Accounts

If you hold ISAs from previous tax years it might be worth using a facility called re-registration. This allows you to retain the existing valuable tax wrapper whilst reconfiguring your investments to reflect your objectives, current attitude to risk and market conditions.

For more information regarding Individual Savings Accounts (ISAs) please contact us on 01633 415 340 or contact us here
Please note that initial investment planning consultations are free of charge and at no obligation.

The above information does not constitute financial advice from Bartholomew Hawkins Ltd or any of its representatives. Investment performance can go down as well as up. Past performance is no guarantee to future performance. Your home may be at risk if you do not keep up the repayments for any loan secured against it. All information is based upon our interpretation of current legislation and taxation which can change in the future.