Expert Insights Archive Blog

Financial Planners Review 2016

12th December 2016
As 2016 draws to an end, and Christmas is on most our minds I regard this time of year as a timely opportunity to reflect on the past years positives and opportunities. Read more »

Autumn Statement Blog

24th November 2016
Following on from yesterday’s Autumn Statement I thought it apt to share with you initial Key points from the Statement which may affect you or your business. Read more »

Update on Greece

8th July 2015
Given recent news over the weekend that the people of Greece have voted against austerity, we feel it's appropriate to update you on how this news impacts investment portfolios and our outlook. Read more »

New pension freedoms

19th February 2015
Research showing how retirees use their pension lump sums to pay off debt provides an insight into to how pension cash unlocked following the new freedoms available from 6 April 2015 could be used. Read on... Read more »

What's your magic number?

12th February 2015
The first concise picture of current and changing sources of retirement income. Current retirees are satisfied with 47% of pre-retirement income according to a recent report that reveals those approaching retirement are expecting to receive £23,700 per year when they retire. Read on... Read more »

Financial fibbing - telling 'white lies' about money and salary

10th February 2015
Almost half of British adults (48%) have 'fibbed' when it comes to their finances. The research shows that from a given list, Britons would be most likely to tell financial 'white lies' to their partner than anyone else (15%), according to a survey from Standard Life. Read more »

Self-employment - tax-deductible expenses

5th February 2015
If you're self-employed, you can claim expenses against your tax bill, but not all business expenses qualify so it's important to make sure your claim is valid. Unless something you buy for your business is a capital asset, for example, a computer or machinery (which you claim for under different rules), you can deduct its full cost when working out your taxable profits. You receive immediate tax relief for the full amount. Read on... Read more »

Question time

3rd February 2015
Why planning for your future retirement requires answers. We all look forward to stopping work, embarking on a new path and making the most of our new-found freedom. But many retirees and soon-to-be-retired individuals need to consider three very important questions, sooner rather than later. Read on. Read more »

'Job for life' a distant memory

29th January 2015
New workers face a significantly longer working life than past generations. The typical Briton entering the workforce today can expect to have nine jobs, including one major career change, across 48 years of working[1]. Read more... Read more »

Tax year end checklist

27th January 2015
The run-up to the tax year end on 5 April 2015 is the perfect time to consider tax planning opportunities and to put in place strategies to minimise tax throughout 2015/16. Read our 12 strategies to keep your tax liability to a legal minimum. Read more »

Consumer apathy

21st January 2015
Many of Britain's over-55s say the massive changes to retirement income announced in last year's Budget 2014 will have no impact on them, research from Aviva's latest Real Retirement Report shows. Read on .... Read more »

Dawn of a New Year - what will feature in your New Year's resolutions?

15th January 2015
As we enter a New Year, setting clear goals is critical for the success of any financial resolutions. Year after year, achieving financial health and wealth is likely to feature in your Top 10 New Year's resolutions. So what should you consider? Read on Read more »

One of life's unpleasant facts

13th January 2015
Inheritance Tax (IHT) in the UK is a subject that was once something that only affected very wealthy people. It may be one of life's unpleasant facts but today it affects more people than ever, partly due to the rise in the property market that has not been matched by a corresponding rise in the IHT threshold. Read more »

Am I diversified enough?

8th January 2015
Different types of investments are affected in different ways by factors such as economics, interest rates, politics, conflicts, even weather events. What's positive for one investment can be negative for another, and when one rises another may fall. Read more Read more »

UK employees expect to work beyond 65

6th January 2015
Research by Cass Business School reveals that the majority of UK employees now expect to work beyond 65 years of age. Read on to find out more. Read more »

5 quick tips to get on the road to saving

1st January 2015
To afford the lifestyle you want, you need to do something about it today. Read our 5 quick tips to get you started. Read more »

Full nest households

30th December 2014
Parents with adult children living under their roof are spending £1,200* more than their Empty Nester counterparts each year on everyday household expenditure, bringing the total annual cost of 'Full Nest Syndrome' in the UK to £3.2 billion[1]. Read on Read more »

Sandwich generation

23rd December 2014
Filling in the family gaps - with an ageing population and increasingly more children living at home for longer, more and more people are joining the 'Sandwich Generation', having to fund family at both ends of the spectrum, such as their parents and children as well as themselves. Read on… Read more »

Get covered this Christmas

18th December 2014
Enjoy family time this Christmas and put your mind at ease by seeking life insurance advice. Read more here. Read more »

Workplace challenges for older workers

16th December 2014
One in three could not carry out current jobs past their traditional retirement age. Employers estimate up to a third of their staff would struggle to continue in their current jobs past traditional retirement ages, research for MetLife Employee Benefits[1] shows. Read on. Read more »